frugal mobile phone

Use Industrial Materials Exchange to save money!

We choose this auspicious date not because it’s fun to say 7-8-9, but because it’s pretty much the middle of the year, and it’s easy to remember.
We made a pact today to stop eating out until the end of the year. Yep, 12/31/09. No more doughnut runs on Sunday mornings, or Friday [...]

I don’t know about you, but medical bills have been hitting our house like no body’s business! I honestly can’t believe the rate they’re flocking in right now despite our relatively good health, and decent health insurance.
An ear infection here, a broken tooth there, and routine prescriptions are a truly massive part of our [...]

You’ve likely noticed that I run ads here on Pennywise Family. It’s how I keep my blog free (ofsetting server, time, etc.)
My committment to you is taht I only run ads for companies that *I* use adn taht I think are a good value.
I’ve recently found Inksmile.com and added their ads. [...]

First off, my profound apologies for falling behind on my 31 days of financial literacy. I have some posts in the works to finish out the month, but I’ve been battling an illness this week, so once I’m fully back on my feet, I’ll finish those and post them.
Also, I’m contemplating a redesign for [...]

I’m planning to get back to the 30 days of financial literacy this afternoon (or maybe even tonight after the Town Hall for Hope event), but I was thinking you all might appreciate my recession breakfast recipe.
Our favorite affordable breakfast is Steel Cut Oats (also called Irish Oats). These are whole oats, which are sliced [...]

Are you spending less than you make? Are you sure? Better double-check, just in case.

I’m getting ready for the Town Hall for Hope on Thursday and thinking about what are the true, simple and basic facts about personal finance. The bottom line really is that you must spend less than you make.

The origins [...]

Let’s face it, much of the energy that is consumed and paid for in your house is likely for things you haven’t noticed. Phone charger left plugged in so you don’t have to climb behind the TV every day to plug it in, etc.
Well, my Twitter friends tell me it’s Earth Week, and they [...]

I’ve been listening to the Audiobook “Total Money Makeover” by Dave Ramsey. This is available from Audible.com, and I highly recommend it. If you want to download the book, I’ve attached a coupon here for two free books.
One tip that Mr. Ramsey offers that I find especially interesting is that to know [...]