Reducing our debts and refinancing into a shorter-term mortgage has really helped our credit score! My credit score is up 61 points in three months from 710 to 771. Almost maxed out the CreditKarma.com scale!
Soon to be debt-free and then that score will start going down again….. but that’s OK with me. Who [...]

I wish I could recall how I learned about this movie, but I heard it was a must-see indie film. Since my interest is in finance, and my family is following the “Total Money Makeover” plan to get out of debt and live life without it, I decided to take a look.
This independent documentary [...]

I know a lot of people who’ve tried to “borrow themselves out of debt” recently.
It makes sense at first glance to pay off your credit cards at 10% with a home equity loan at 6 or 7 percent. Especially if you’re in really deep. And after all, you’ve got all that home equity just sitting [...]

This is day 4 in a series for the month of April: Financial Literacy Month.I stumbled upon The Motley Fool a long time ago. I remember learning about stock-trading via a game they had (way back when E*Trade first launched). I have since kept using Motley Fool occasionally whenever I want to learn something [...]

I’ve been a personal finance “hobbyist” since I first saw Suze Orman on TV a few years ago, and discovered that you don’t have to have money to be involved in your finances.
Seriously though, I got involved in my retirement planning, and household budgeting. We paid off our cars early and “burned the candle at [...]

Today I’m going to refer you back to a post I guest-wrote for ProsperLendingReview.com about CreditKarma.com, a web site that provides free credit scores. I wish I’d known about CreditKarma a few days earlier, as it would have saved me a pretty penny as I tackled my credit score error mess.

This weeks’ featured topic will be Debt.
The first free Web resource that I’d like to feature is DebtGoal.com.
DebtGoal is an online debt calculator system that helps you to beat your debt. It calculates payoff times and a goal and “debt repayment budget” from the debt information you provide. I initially set up my account to [...]

I mentioned before that we’re refinancing our home mortgage into a lower interest, fixed-rate loan with a 15 year term instead of our current 30 year term. We’re excited about the prospects of owning our home outright in the (relatively) near future. Especially since with the last of our debts paid off, later this [...]