One year until credit cards get a makeover courtsey, the US Government. These rules won’t apply to me (I hope not to you either) as I plan on being out of Credit Card debt by March (it can be done!). However, if you’re still going to be working on credit cards for 2010, here are [...]

This recession means a few things–one of which is that interest rates are way down. For those of us with a 401K, we’re a little freaked out by this, but for those with debt–we can also jump with joy. I have a few debts that I’m still whittling away to pay down. I will be [...]

Albert Einstein said that the most powerful force in the universe is not gravity nor time–but compounding interest! Also, I found a similar quote that I found especially insightful. An old adage has it that those who understand compound interest are more likely to collect it, those who don’t more likely to pay it. J. [...]

I never carry cash (I’m really bad at keeping track of it!) I carry a debit card and a credit card (in case of car-towing emergencies, etc). A few weeks ago I stopped at Starbucks and knowing I hadn’t maintained my checkbook ledger in a while and wanting to prevent just one more stupid little [...]