I’ve been listening to the Audiobook “Total Money Makeover” by Dave Ramsey. This is available from Audible.com, and I highly recommend it. If you want to download the book, I’ve attached a coupon here for two free books. One tip that Mr. Ramsey offers that I find especially interesting is that to know if you’re [...]

My apologies for the delayed posts. I took a few days to enjoy the Easter Holiday with the family, and I’m back to writing feeling refreshed, renewed and most of all, saved. Today’s topic (well, Friday’s actually) is budgeting. We all know we should budget. Most of us even have a rough mental budget. But [...]

This is day 4 in a series for the month of April: Financial Literacy Month.I stumbled upon The Motley Fool a long time ago. I remember learning about stock-trading via a game they had (way back when E*Trade first launched). I have since kept using Motley Fool occasionally whenever I want to learn something new [...]

We’ve now reached the point (just a few months in) where I’ve completely replaced my previous work-outside-the-home income with my mobile notary business and my freelance writing. By implementing the tips I’ve been outlining here–even post-layoff our family is coming out ahead of where we were six months ago financially, as well as in peace [...]

Ok, I know, nobody likes to do it, and you really can’t do anything about your expenses until you know what they are. How did I finally conquer this dragon? I signed up for Mint.com. It’s a free, online banking aggregator (i.e. dashboard) for your money. It downloaded 90 days worth of transactions on all [...]

I put the cards through the shredder. Every one of them. I’m hanging onto the chips for an art project. Mobile, mosaic, jewelry, I’m not sure yet, but the inspiration will come. Just do it. If you have to have one for emergencies, put it in a Ziploc bag full of water in the freezer. [...]

I truly hate the “a little here, a little there” approach to paying off debt. Sure, I know it works, but I hate doing it, it’s a pain. I’ll do it anyway now becuase I know it’s the right thing to do. Also, this week is midwinter break for our oldest daughter, and I thought [...]