If you’re like me, the only savings you’ve ever been successful at is the automatically-deducted 401(k) account you’ve got at work. If you aren’t like me, well then I’m embarrassed. I liked thinking I wasn’t the only one with a savings problem. While researching FINOVATE startup companies, I learned about SmartyPig.com. SmartyPig offers free, high-yield [...]

Albert Einstein said that the most powerful force in the universe is not gravity nor time–but compounding interest! Also, I found a similar quote that I found especially insightful. An old adage has it that those who understand compound interest are more likely to collect it, those who don’t more likely to pay it. J. [...]