Are you spending less than you make? Are you sure? Better double-check, just in case. I’m getting ready for the Town Hall for Hope on Thursday and thinking about what are the true, simple and basic facts about personal finance. The bottom line really is that you must spend less than you make. The origins [...]

Thank you, readers! This blog began in December 2008, and was recently added to the WiseBread list of the top 100 personal finance blogs. Actually, it ended up and number 201 and has hovered between 201 and 205. I recently checked hoping to land at least back up to number 200 and was surprised to [...]